Ways to improve your credit

To qualify for a loan you must have good credit. Here are a few things you should do:

• Check your cedit score, make sure there are no mistakes.
• Don't charge credit cards to the full limit.
• Pay off credit cards every month if possible. Beware of transfering credit card balances to another card, it can lower your credit score.
• Don't order items for your new home on a credit card. It will add to your debt. Wait until your loan is approved.
• Avoid finance companies, their interest rates are usually high.
• Don't open new credit card accounts before being approved for a loan.
• Wait at least 12 months to apply for a loan after having credit issues.

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